Payment policy
Payment transactions made on Melitecosmetic.com are secured by the Mollie payment system. All information exchanged for payment execution is encrypted via the SSL protocol. This data cannot be traced, intercepted or used by third parties. The data is also not stored in our IT systems. Mollie payments is a technical service provider and does not handle order-related disputes. These must be settled directly with Melitecosmetic.com and/or your bank. To learn more about Mollie Payments, visit www.mollie.com.
Types of payment methods
What are the different types of payment methods available for online stores and other businesses? Here we look at major and alternative payment methods.
World Map Schemes
The world's most popular way to pay, global card schemes such as Visa and MasterCard offer globally accepted credit and debit cards. American Express is also a global card provider that offers this payment method.
Bank transfer
An online payment system that allows you to send money to another bank account. Examples include iDEAL and SEPA Bank Transfer.
Pass-through wallets
These wallets act as electronic cards that can be used for online transactions. The card is linked to the individual's bank account. Apple Pay and Google Pay are pass-through wallets.
Buy now, pay later (BNPL)
Customers can use “buy now, pay later” to purchase a product and spread out the payment date. Klarna: Pay later and in3 are examples of BNPL providers.
Automatic debit
An automatic authorization that allows businesses to debit a customer's bank account – as long as they are informed in advance of the withdrawal amounts and dates. The SEPA direct debit is an automatic debit.
Electronic wallets (e-wallets)
E-wallets provide a digital way for people to store funds. Customers fund their e-wallet via bank transfer, card or cash. They can then use their e-wallet to make payments. PayPal is an electronic wallet.
Domestic card schemes
These card schemes work similarly to global card schemes such as Visa and Mastercard. However, cards are only accepted in specific markets. Bank Cards and PostePay are examples of domestic card schemes.
Vouchers and gift cards
Gift cards are smart, credit card-sized cards that users can credit and gift to others. Cards are typically used in specific types of stores or large retail chains, including online stores, entertainment stores, and theaters or cultural centers. Vouchers also help people make online payments for different goods, including food and drinks, environmental products and gifts. Learn more about vouchers and gift cards.